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    Life Insurance Articles

    Trauma Cover: Calculating Adequate Protection for Life's Unexpected Moments
    Trauma Cover: Calculating Adequate Protection for Life's Unexpected Moments
    The financial fabric of our lives consists of both planning and safeguarding against the unforeseen. Trauma cover, a lesser-known but crucial aspect of personal insurance, provides this protection by offering a lump sum payment upon diagnosis of specific serious illnesses or injuries. In the tapestry of financial planning, it acts as a vital safety net, ensuring that unexpected health crises do not lead to monetary distress. - read more
    Life Insurance and Estate Planning: What You Need to Know
    Life Insurance and Estate Planning: What You Need to Know
    Life insurance and estate planning are critical components of financial security. They ensure that your loved ones are protected financially when you are no longer around. By understanding these tools, you can take significant steps to secure your family's future. - read more
    The Savvy Consumer’s Guide to Purchasing Life Insurance in Australia
    The Savvy Consumer’s Guide to Purchasing Life Insurance in Australia
    As the landscape of finance and personal security evolves in Australia, the importance of being insured has never been more prominent. In a world of changing family dynamics, economic pressures, and higher living costs, life insurance stands as a bastion of support ensuring the well-being of loved ones in the event of unforeseen circumstances. - read more
    Understanding Life Insurance: How to Determine Coverage Amounts
    Understanding Life Insurance: How to Determine Coverage Amounts
    Life insurance is a cornerstone of financial planning, offering peace of mind to you and security for your loved ones. It's a contract between you and an insurance company: in exchange for regular premiums, the insurer agrees to pay a sum of money to designated beneficiaries upon your passing. This vital tool ensures that your family's financial needs can be met during an incredibly difficult time. - read more
    How to Prepare for a Hassle-Free Life Insurance Claim
    How to Prepare for a Hassle-Free Life Insurance Claim
    Being prepared when it comes to life insurance claims can make a world of difference. Proper preparation helps you prevent delays and denials, ensuring that your loved ones receive the financial support promised by your policy without unnecessary hold-ups. By paying attention to the details, you can streamline the claims process, giving you and your family peace of mind during what is already a stressful time. - read more

    Insurance News

    Envest Group Unveils TLI Underwriting for Heavy Motor Fleets
    Envest Group Unveils TLI Underwriting for Heavy Motor Fleets
    08 Jan 2026: Paige Estritori
    Envest Group, a prominent player in Australia's insurance sector, has announced the launch of TLI Underwriting, a new agency dedicated to providing specialised insurance solutions for heavy motor fleet operators. This strategic move aims to address the unique challenges faced by larger transport businesses in Australia. - read more
    Queensland Aligns Heavy Vehicle Compliance with National Regulator
    Queensland Aligns Heavy Vehicle Compliance with National Regulator
    08 Jan 2026: Paige Estritori
    In a significant move towards regulatory consistency, Queensland has transferred its heavy vehicle compliance responsibilities to the National Heavy Vehicle Regulator (NHVR). This transition aligns Queensland with New South Wales, Victoria, South Australia, Tasmania, and the Australian Capital Territory, all of which have already integrated their heavy vehicle regulations under the NHVR's oversight. - read more
    NTI Report Highlights Human Error as Primary Cause of Major Truck Crashes
    NTI Report Highlights Human Error as Primary Cause of Major Truck Crashes
    08 Jan 2026: Paige Estritori
    According to the latest report from the National Truck Accident Research Centre (NTARC), human error remains the predominant cause of major truck crashes in Australia. The study, supported by National Transport Insurance (NTI), reveals that inattention and distraction are leading contributors to these incidents, accounting for nearly one-third of all human factor-related crashes. - read more
    Australian Insurers Falling Behind in Cyber Risk Readiness
    Australian Insurers Falling Behind in Cyber Risk Readiness
    08 Jan 2026: Paige Estritori
    Recent findings from PwC's Insurance Banana Skins Survey indicate that Australian insurers are trailing their global counterparts in preparedness for cyber threats. The survey, which gathered insights from 698 insurance executives across 42 territories, revealed that Australian insurers scored 6.6% lower on the Preparedness Index compared to the global average. - read more
    ASIC's 2026 Compliance Focus: Implications for the Insurance Sector
    ASIC's 2026 Compliance Focus: Implications for the Insurance Sector
    08 Jan 2026: Paige Estritori
    The Australian Securities and Investments Commission (ASIC) has unveiled its enforcement priorities for 2026, placing a significant emphasis on the insurance sector. Key areas of focus include insurance claims handling, pricing transparency, and financial reporting, reflecting ASIC's commitment to addressing both new and ongoing risks within the financial landscape. - read more

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    Knowledgebase
    Subrogation:
    The process by which an insurance company seeks to recover the amount paid to the policyholder from a third party responsible for the loss.