Explore Our Extensive Life Insurance and Financial Resources
Whether you are new to life insurance or a seasoned policyholder, our array of resources can help guide your financial decisions. Dive into a wealth of information and find valuable insights on life insurance, income protection, and more. Here, you can easily access our related websites and empower yourself with the knowledge you need.
Your Go-To Resource for Life Insurance in Australia
Discover the most comprehensive insights into life insurance by visiting Financial Services Online. Dedicated to providing you with easy access to insurance quotes and pertinent information on policies to protect your financial future.
Income Protection and Security
Ensure you have the right coverage to safeguard your earnings even when unforeseen circumstances strike. Income Protection Australia focuses on securing your income, highlighting the importance of having a robust income protection plan in place.
Support for Small Business Owners
For self-employed individuals and business owners, it's crucial to protect not only personal finances but the business as well. Small Business Finance offers resources tailored for small businesses.
Understanding Income Protection Insurance
Explore further into income insurance with expertise from Income Protection Insurance Australia. Here, you can delve into comprehensive options designed to protect against loss of income due to illness or injury.
The Convenience of Online Insurance
For hassle-free access to cheap insurance, turn to Insurance Online. Get started with an online insurance quote that meets your unique needs, from life insurance to disability and beyond.
Your Guide to Income Insurance
Income Insurance is a critical component of financial planning. Visit Income Insurance for tailored insurance solutions that keep your finances secure during challenging times. Protect your earnings with the right policies that guarantee peace of mind.
Explore a Range of Financial Calculators
Beautiful financial success is just calculations away. The extensive suite of financial calculators on Financial Services Online is designed to help assess your financial goals, budget, and strategy with precision.
Web Solutions at Your Fingertips
Our technical foundation is managed smoothly with the help of Niche Web, providing premium domain and reliable hosting solutions. For top-tier web performance, you can count on our technology partners.
Discover Essential Financial Information
Financial literacy opens doors to better decision-making. Money Tips is your essential resource for a treasure trove of financial information and resources—equipping you with the best practices for saving.
Connect with Professional Financial Advisers
Accessing the right advice at the right time is crucial for financial health. Use our directory at Financial Adviser to connect with a broad network of seasoned third-party advisers across Australia, ensuring you receive tailor-made guidance to achieve your life goals.
Follow us!
We are a proud member of the Financial Services Online network!
Connect with us on your favourite social media platform for the latest financial news, views, tips, tricks, resources and information.
When it comes to life insurance, a pre-existing condition refers to any medical condition or illness that you have been diagnosed with before applying for a life insurance policy. - read more
Life insurance is a cornerstone of financial planning, offering peace of mind to you and security for your loved ones. It's a contract between you and an insurance company: in exchange for regular premiums, the insurer agrees to pay a sum of money to designated beneficiaries upon your passing. This vital tool ensures that your family's financial needs can be met during an incredibly difficult time. - read more
Life insurance is a crucial part of any comprehensive financial plan, providing peace of mind that your loved ones will be financially secure in the event of your passing. - read more
Life insurance can seem complex at first, but understanding the basics can help demystify this important financial product. At its core, life insurance is a contract between you and an insurer, where the insurer promises to pay a designated beneficiary a sum of money upon your passing, in exchange for premium payments. - read more
Life insurance, a contract between an insurer and a policyholder, is designed to provide financial protection to loved ones in the event of the policyholder's death. For parents, this protection takes on a new level of significance. The birth of a child heralds a profound shift in priorities, with a focus on safeguarding the future of one's family. Hence, understanding life insurance options becomes a crucial aspect of responsible parenting. - read more
Insurance premiums for group life policies with long-term benefits have surged between 15% to 25% on average in the first half of the year, according to a mid-year market update from Marsh Australia. While the steepest increases affected those with adverse claims experiences, short-term rates and premiums for permanent disabilities remained relatively steady. The sector has also become more selective, with insurers adopting stricter underwriting standards, particularly eschewing high-risk industries. - read more
The federal government's initiative to accelerate housing development by relaxing certain building regulations has raised alarm within the insurance sector. Housing Minister Clare O’Neil announced changes on social media, indicating a strategic pause on parts of the National Construction Code to expedite building approvals and encourage the construction of much-needed homes across Australia. This move comes in response to challenges in the approval process, which often delays construction. - read more
RACQ Insurance has been instructed to bolster a payout to a customer following a ruling by the Australian Financial Complaints Authority (AFCA). The dispute arose after the insurer's handling of a house fire claim lodged by a woman in October 2023 was found lacking. The fire, initiated by scented candles, resulted in significant fire and smoke damage to her home. - read more
The Australian Securities and Investments Commission (ASIC) has spotlighted significant shortcomings in the direct sale of life insurance products, urging the industry to reassess its sales practices. The recent review unearthed ongoing issues with remuneration structures, indicating that some insurers still link commissions to sales targets, potentially fostering aggressive sales tactics. The study further revealed a troubling rise in claims disputes, with reported cases more than doubling since 2018, raising concerns about the transparency and trustworthiness of these policies. - read more
A recent ruling by the Australian Financial Complaints Authority (AFCA) has upheld an insurer's decision to impose an additional $2000 excess on a property policy, following a dispute raised by a policyholder over claims history impacts. - read more
Start Here !
Apply now for your free Insurance assessment and price comparisons!
All quotes are provided free and without obligation. We respect your privacy.
Knowledgebase
Aggregate Limit: The maximum amount an insurer will pay for all covered losses during a policy period.
