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Life Insurance Australia
Life Insurance Australia :: Home
Life Insurance Australia
Welcome to Australia`s leading independent Life Insurance and Income Protection quote comparison resource offering free access to the best value life insurance rates, terms and advice from Brokers and Insurers across the country.
Get the right cover at the right price.
All quotes are provided free and without obligation. We respect your
privacy.
Why Life Insurance?
Life Insurance is arguably one of the most important insurance policies that your money can buy.
Whilst the majority of people insure their physical assets, such as their home & contents, car, etc, many forget that, without a continuing income, these assets may be at risk for dependants. We can help you tailor a life / income protection insurance that
will help secure your beneficiaries` financial future.
Best Rates
Life Insurance rates can vary dramatically for one company to another - partly due to the fact that, often, the features and benefits are different from one to another.
But there are a multitude of factors that are used to determine the price that you will pay for your cover and each insurer will treat each criteria within their own guidelines.
With access to the entire policy range, brokers in our network will ensure that you get the best value-for-money Life Insurance Solution.
Compare Options
Every Life Insurance policy is different - meaning that some policies will suit your needs and circumstances better than others.
Through the extensive experience of our nationwide broker panel, we can help you find a way through the complex maze of features and benefits to
a policy designed for your situation at the best possible price.
Multiple Insurers
To access the best Life Insurance rates and financial advice from a comprehensive selection of Australia`s
premier and most reputable Life Insurance expert brokers and insurers, all you need do is complete our
simple
Life Insurance quote request form.
Life Insurance Articles
| Income protection insurance It's trite but true to say that, for most people, their most valuable asset is their ability to earn an income. But how relevant is income insurance to most Australians? - read more
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| Life Insurance for Millennials: Why It's Essential. As a millennial, you may believe that you're young, healthy, and have plenty of time to prepare for the future. However, it's essential to understand that life is unpredictable, and unexpected events can occur at any time. This is why it's essential to consider life insurance, particularly if you have financial responsibilities, dependents, or both. - read more
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| Understanding the Differences: Income Protection vs Total and Permanent Disability Insurance Income protection insurance is a type of policy that provides financial support to individuals who are unable to work due to an illness or injury. The insurance company will pay a portion of the policyholder's earnings, which can be used to cover everyday living expenses and bills. This type of insurance is different from total and permanent disability insurance (TPD) in a few key ways. - read more
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| Loss of income insurance: Case Study Rebecca is a single, self-employed graphic designer who works from home. Aged in her mid-30s, she has monthly commitments of a mortgage and car payments and the usual living expenses. - read more
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| Who Needs Disability Insurance? If you are like most people on this planet, you are not financially free. You would not be able to stop working and still support yourself and your family from your financial resources. Your continued ability to work to earn an income would therefore be one of your greatest assets. - read more
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Insurance News
| How to Navigate Health Insurance Premium Hikes 01 Jun 2023: .financialservicesonline.com.au In a challenging cost-of-living environment, Australians are bracing themselves for another wave of health insurance premium hikes, with Medibank and AHM customers already facing an average 2.96 per cent increase from June 1, 2023. However, scouring for competitive coverage that suits you best can help ease the economic squeeze. - read more |
| Dispute Over Damages Caused by Violent Painters: Homeowners Unable to Increase Insurer's Offer 31 May 2023: .financialservicesonline.com.au Homeowners claimed damages from contracted painters who damaged their property during a violent attack. However, they have lost their challenge to increase their insurer's cash settlement offer of $53,000. - read more |
| Aussie Insurers suffering underwriting losses despite increasing investment income. 26 May 2023: .financialservicesonline.com.au The Australian Prudential Regulation Authority (APRA) has released an industry update that revealed general insurers faced a $100 million underwriting loss in the first quarter of the year. This was a significant drop from their earnings of $1.6 billion in the preceding quarter. The primary reason for this loss is the increase in gross incurred claims, which rose 40.6% from $10.2 billion to $14.4 billion in the December quarter. - read more |
| Leaving the Scene of an Accident Results in Denied Insurance Claim 26 May 2023: .financialservicesonline.com.au Getting into an accident can be a traumatic and stressful experience for anyone. However, having a claim denied by the insurer for not adhering to their policy's conditions can add frustration and confusion to an already difficult situation. Recently, an insurer in Australia declined a claim after the driver left the scene of the accident. But was it the right decision? Let's take a closer look. - read more |
| When Insurance Doesn't Cover Property Damage: One Homeowner's Experience 25 May 2023: .financialservicesonline.com.au A homeowner recently learned the hard way that just because you have insurance doesn't mean you're fully covered when disaster strikes. In this case, a homeowner's investment property was damaged in a fire - started by the homeowner's son - but the insurance company refused the claim. - read more |
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All quotes are provided free and without obligation. We respect your privacy.
Knowledgebase
Professional indemnity:
An insurance that provides cover for liability incurred in the course of exercising a profession.
An insurance that provides cover for liability incurred in the course of exercising a profession.