Life Insurance Australia

Australian Life Insurance Quotes and Resources

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Secure Your Future With Tailored Life Insurance Solutions

Welcome to Australia`s leading independent Life Insurance and Income Protection quote comparison resource offering free access to the best value life insurance rates, terms and advice from Brokers and Insurers across the country.

Get the right life cover at the best price.

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Comparison results are from participating brokers linked to our referral service. We may receive a referral fee from the parties we refer you to. We do not provide financial advice or credit assistance directly.

Why Life Insurance?

income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance Life Insurance is arguably one of the most important insurance policies that your money can buy.

Whilst the majority of people insure their physical assets, such as their home & contents, car, etc, many forget that, without a continuing income, these assets may be at risk for dependants.

We can help you tailor a life / income protection insurance that will help secure your beneficiaries` financial future.

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Best Rates

Life Insurance rates can vary dramatically for one company to another - partly due to the fact that, often, the features and benefits are different from one to another. But there are a multitude of factors that are used to determine the price that you will pay for your cover and each insurer will treat each criteria within their own guidelines. With access to the entire policy range, brokers in our network will ensure that you get the best value-for-money Life Insurance Solution.

income protection insurance, disability insurance, sickness and accident cover, income replacement, work cover, term life insurance

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Compare Options

Every Life Insurance policy is different - meaning that some policies will suit your needs and circumstances better than others. Through the extensive experience of our nationwide broker panel, we can help you find a way through the complex maze of features and benefits to a policy designed for your situation at the best possible price.

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Multiple Insurers

To access the best Life Insurance rates and financial advice from a comprehensive selection of Australia`s premier and most reputable Life Insurance expert brokers and insurers, all you need do is complete our simple Life Insurance quote request form.

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Life Insurance Articles

The Digital Age of Insurance: Keeping Costs Down with Online Quotes

The horizon of the insurance industry has undergone a transformative shift with the advent of digital technology. With a few clicks, consumers can navigate the once-complex world of insurance policies from the comfort of their home. The digital landscape for insurance services offers unprecedented access to information, comparisons, and instant communication, fostering a more empowered insurance client. - read more

How Pre-Existing Conditions Influence Life Insurance Premiums

When it comes to life insurance, a pre-existing condition refers to any medical condition or illness that you have been diagnosed with before applying for a life insurance policy. - read more

Trauma Cover: Calculating Adequate Protection for Life's Unexpected Moments

The financial fabric of our lives consists of both planning and safeguarding against the unforeseen. Trauma cover, a lesser-known but crucial aspect of personal insurance, provides this protection by offering a lump sum payment upon diagnosis of specific serious illnesses or injuries. In the tapestry of financial planning, it acts as a vital safety net, ensuring that unexpected health crises do not lead to monetary distress. - read more

The Impact of Parenthood on Your Life Insurance Choices

Life insurance, a contract between an insurer and a policyholder, is designed to provide financial protection to loved ones in the event of the policyholder's death. For parents, this protection takes on a new level of significance. The birth of a child heralds a profound shift in priorities, with a focus on safeguarding the future of one's family. Hence, understanding life insurance options becomes a crucial aspect of responsible parenting. - read more

Life After You: Planning Ahead With Quality Life Insurance for Your Family

Life insurance is a fundamental component of a robust financial plan, yet its significance is often underestimated. It serves as a safety net, ensuring that your loved ones are financially secure in the event of your absence. Understanding life insurance is the first step towards safeguarding your family’s future. - read more

Insurance News

CHU Enhances Strata Insurance Capacity for Larger Developments

21 Dec 2025: Paige Estritori

CHU, Australia's leading strata insurance underwriting agency, has significantly increased its capacity to underwrite individual strata risks, now offering coverage up to $690 million. This substantial rise from the previous limit of $300 million is a strategic response to the evolving landscape of strata developments, which are becoming larger and more complex. - read more

ICA Advocates for Strata Law Reforms to Mitigate Rising Insurance Costs in Victoria

21 Dec 2025: Paige Estritori

The Insurance Council of Australia (ICA) has called for significant reforms to Victoria's strata legislation, citing a direct link between inadequate governance and escalating insurance premiums for residents. With approximately one in five Victorians living in strata-titled properties, the need for effective management and oversight has become increasingly critical. - read more

Significant Reductions in Australian Construction Insurance Premiums

20 Dec 2025: Paige Estritori

The Australian construction insurance market has experienced a notable shift in 2025, with premiums decreasing across various lines due to intensified competition among insurers. According to Marsh's Construction Insurance Market Update 2025, the first half of the year saw average premium reductions ranging from 5% to 15%, marking a significant departure from the upward trend observed in 2024. - read more

Elevated Construction Costs Prompt Reassessment of Insurance Strategies

20 Dec 2025: Paige Estritori

Australia's construction sector continues to grapple with elevated cost pressures, prompting builders to reassess their insurance and risk management strategies. Gallagher reports that overall construction costs have increased by over 30%, influenced by supply chain disruptions, inflation, and labour shortages. - read more

South Australia Strengthens Homeowner Insurance Amid Rising Builder Insolvencies

20 Dec 2025: Paige Estritori

The South Australian Government has taken decisive action to bolster homeowner protection in response to a surge in builder insolvencies. Effective from 1 October 2025, the maximum insurance payout for homeowners will increase from $150,000 to $250,000. This measure aims to provide greater financial security to homeowners left with incomplete or defective properties due to builder failures. - read more

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Knowledgebase

Actuary:
A professional who analyzes the financial costs of risk and uncertainty using mathematics, statistics, and financial theory.

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IMPORTANT: We do not provide financial product advice or credit assistance. We act solely as an introducer and refer enquiries to licensed third-party intermediaries, insurers, and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.