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About Life Insurance Australia
Life Insurance Australia is a proud member of the Financial Services Online network 0wned and operated by Clark Family Pty Ltd, A.C.N. 010 281 008 and we are committed to helping Australian individuals and businesses locate the best financial products, services, information and advice available via the internet.
We do not recommend any specific financial products and we do not offer any form of financial advice. All product enquiries and requests for financial or other advice on this website are referred to specialist financiers, insurers or other financial advisers (based on the specific circumstances of the applicant), with whom you can deal directly. Life Insurance Australia may receive a fee or commission in consideration for the referral.
All of the financial information presented on this website, including articles and news items, are provided for general information purposes only and should not be relied on without first discussing your specific circumstances with a suitably qualified, licensed Financial Adviser.
Before any action is taken to obtain a product or service referred to by Life Insurance Australia, advice should be obtained (from either the party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs.
Our role is to directly connect people with the right solutions - and to facilitate the introduction of specialist financial resources.
Please feel free to contact Life Insurance Australia for further information or with any queries you may have.
Australian Financial Services & Credit Licensing Information
This website is owned and operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust) 43 Larch Street Tallebudgera QLD 4228, A.C.N. 010281008, Authorised Credit Representative of Saccasan Pty Ltd, Australian Credit License 386297, Authorised Financial Services Representative of Unique Group Broker Services, Australian Financial Services License 509434. Visit the ASIC website for additional licensing information.
We are a proud member of the Financial Services Online network!
Connect with us on your favourite social media platform for the latest financial news, views, tips, tricks, resources and information.
| Understanding the Differences: Income Protection vs Total and Permanent Disability Insurance Income protection insurance is a type of policy that provides financial support to individuals who are unable to work due to an illness or injury. The insurance company will pay a portion of the policyholder's earnings, which can be used to cover everyday living expenses and bills. This type of insurance is different from total and permanent disability insurance (TPD) in a few key ways. - read more
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| How Much Life Insurance Do I Need? There are many different reasons to purchase life insurance (generation skipping tax, estate plan, estate preservation, surviving spouse needs, planning for your children's future and more). There is no right amount of life insurance, but here are some guidelines that might help you decide how much life insurance you need. - read more
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| Life Insurance: How much is enough? When considering life insurance, you're planning and preparing for an event that most of us would rather not think about. But life insurance represents a critical step in managing your personal finances and ensuring your family's well-being. - read more
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| Income protection insurance It's trite but true to say that, for most people, their most valuable asset is their ability to earn an income. But how relevant is income insurance to most Australians? - read more
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| DIY Review Checklist for your Income Protection Insurance If you have an income protection insurance plan already - or are thinking about buying one, then you need to be aware that these policies require regular maintenance and careful scrutiny to ensure that they adequately meet your needs. Unfortunately, many people purchase income protection insurance policies only to find out about their shortcomings at claim time. - read more
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| 'Confusing Question': Insured Successfully Challenges Home Insurance Claim Denial 29 Sep 2023: .financialservicesonline.com.au In a recent dispute ruling, a homeowner has successfully contested her insurer's decision to deny a storm damage claim, highlighting an issue with questions regarding the property's condition at the time of purchase. The complainant's victory was based on the finding that she had answered the questions honestly and in good faith, based on her genuine belief about the condition of the property. - read more |
| Crop Insurance Claim Denied Due to Fungal Disease 28 Sep 2023: .financialservicesonline.com.au A recent claims dispute regarding a farmer's faba bean crops has garnered attention, as the insurer has denied the claim based on the presence of a fungal disease. The farmer argued that a hailstorm was the cause of the disease outbreak, but the decision went against him. Let's delve into the details of this case and understand the ruling. - read more |
| Health Insurance Premiums Set to Rise: What You Need to Know 28 Sep 2023: .financialservicesonline.com.au Next week, almost five million Australians will see a substantial increase in their private health insurance premiums as major insurers begin to pass on delayed price hikes from October 1st. - read more |
| Landlord loses dispute over drug farm fire 27 Sep 2023: .financialservicesonline.com.au A recent dispute ruling has resulted in a landlord losing her claim after a fire caused by a tenant's illegal drug operations. Despite the severe damage to the property, the landlord's insurer has relied on a policy exclusion to deny the claim. - read more |
| Prepare for Unpredictable Weather as El Nino Looms, Insurers Warn 25 Sep 2023: .financialservicesonline.com.au Insurers in Australia are urging citizens to be proactive in preparing for unexpected and extreme weather conditions. With the Bureau of Meteorology declaring an El Nino event this week and issuing severe weather warnings for several regions in the country's southeast, Australians are being reminded not to be complacent. - read more |
Broadly, the entire written contract of insurance. More narrowly, the basic written or printed document, as distinguished from the forms and endorsements added thereto.