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PO Box 1183
Queensland, Australia 4221
Our registered office address is 43 Larch Street Tallebudgera, Qld Australia 4228
This website is owned and operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust) 43 Larch Street Tallebudgera QLD 4228, A.C.N. 010281008, authorised credit representative of Saccasan Pty Ltd, Australian Credit License 386297. Visit the ASIC website for additional licensing information.
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|Income protection insurance|
It's trite but true to say that, for most people, their most valuable asset is their ability to earn an income. But how relevant is income insurance to most Australians? - read more
|Understanding the Differences: Income Protection vs Total and Permanent Disability Insurance |
Income protection insurance is a type of policy that provides financial support to individuals who are unable to work due to an illness or injury. The insurance company will pay a portion of the policyholder's earnings, which can be used to cover everyday living expenses and bills. This type of insurance is different from total and permanent disability insurance (TPD) in a few key ways. - read more
|Life Insurance: How much is enough? |
When considering life insurance, you're planning and preparing for an event that most of us would rather not think about. But life insurance represents a critical step in managing your personal finances and ensuring your family's well-being. - read more
|Loss of income insurance: Case Study |
Rebecca is a single, self-employed graphic designer who works from home. Aged in her mid-30s, she has monthly commitments of a mortgage and car payments and the usual living expenses. - read more
|Why life insurance is a necessity in tough times|
With household budgets under pressure ... and consumer confidence weak, many families are wondering whether life insurance is worth the expense. Or maybe it is something they can do without? - read more
|AFCA Criticizes Insurance Industry Over Delayed Dispute Resolution|
20 Mar 2023: .financialservicesonline.com.au
The Australian Financial Complaints Authority (AFCA) has expressed its deep concern on the rising complaint numbers and poor industry response, leading to significant dispute resolution delays. The CEO and Chief Ombudsman, David Locke, warned that complaint numbers could reach 100,000 in the current financial year, an increase from 72,358 in the previous year. The surge in complaint numbers resulted from natural catastrophes, complaints about claims handling and an increase in banking sector-related scams. - read more
|The Importance of Weather-Related Insurance Coverage for Australian Homeowners|
20 Mar 2023: .financialservicesonline.com.au
As the weather in southern Australia continues to be a hot topic, homeowners are reminded of the importance of reviewing their insurance coverage. With bushfire warnings being issued due to extreme heat and wind, it's crucial to ensure that your insurance coverage includes weather-related risks. - read more
|Cyber Liability Insurance: A Must-Have for SMEs in the Digital Age.|
16 Mar 2023: .financialservicesonline.com.au
Small and medium-sized enterprises (SMEs) in Australia should take cyber liability insurance more seriously, according to Jane Mason, head of product, channels and risk at insurance brokerage and consultancy BizCover. Cybercrime incidents in Australia are on the rise, occurring every seven minutes on average during FY22, one minute faster than the previous year. - read more
|Life insurance industry hit hard by $6.6 billion investment losses|
10 Mar 2023: .financialservicesonline.com.au
The Australian Prudential Regulation Authority (APRA) has released its latest industry update, revealing a significant slump in net profit after tax for the life industry in Australia. The industry suffered a 59.3% decrease in net profit after tax to $500 million for the year ending December, primarily due to investment losses of approximately $6.6 billion. - read more
|Strengthening Cyber Security: A Fundamental Priority for Australia|
07 Mar 2023: .financialservicesonline.com.au
The Australian Government is currently soliciting feedback until mid-April for the creation of a 2023-2030 Australian Cyber Security Strategy. The move comes after a roundtable discussion led by Prime Minister Anthony Albanese, who aims to make Australia “the most cyber secure nation.” - read more